The Personal
Risk Budget™ (PRB)

By translating risk tolerance into tangible potential gains or losses, investors can control their own PRB to align with their goals. Financial professionals have guidelines set by investor's PRBs to pinpoint the portfolio that is best suited for their client. 

ProTools, LLC (“ProTools”) and Pacific Financial Group, LLC (“PFG”): ProTools and PFG are affiliates of TPFG. ProTools is the developer of RiskPro® and PFG is a distributor of RiskPro®. ProTools and PFG are authorized to grant Advisors a non-exclusive, non-transferable, revocable, limited license to access and use RiskPro®, in accordance with the End User License Agreement. PFG is an investment advisor registered with the SEC and serves as the investment adviser of the Pacific Financial Group Mutual Funds (“PFG Funds”), which are used in certain TPFG Programs. Neither PFG nor ProTools provide individualized investment advisory services to Clients in connection with RiskPro. RiskPro® is an interactive, digital analysis tool that produces simulations and statistical analyses that present the likelihood of various investment outcomes if certain investments are made. Based on input provided by a Client or potential Client, RiskPro assists a Client and an independent financial advisor (“Advisor”) in determining a Client’s Risk Tolerance. In RiskPro, a Client’s Risk Tolerance is an estimate of the maximum investment gain or loss, in dollars and as a percentage of a Client’s portfolio, over a forward-looking twelve-month period, which is consistent with a Client’s level of comfort with investment risk. In addition, RiskPro’s proprietary algorithms can be used to provide an estimate of the Risk Tolerance of a portfolio of securities owned by a Client, or a portfolio of securities selected by an Advisor based on the Client’s Risk Tolerance. RiskPro does not determine which securities should be selected by a Client or an Advisor. Instead, RiskPro provides a comparison of a Client’s Risk Tolerance with the estimated Risk Tolerance of a portfolio held by a Client or proposed by an Advisor based on the Client’s Risk Tolerance. RiskPro is intended to serve as an additional resource to Clients and prospective Clients in the evaluation of the potential risks and returns of investment choices. IMPORTANT: The projections or other information generated by RiskPro regarding the likelihood of various investment outcomes are hypothetical in nature, do not reflect actual investment results, and are not guarantees of future results. RiskPro provides information only and is not intended to provide investment advice. Clients seeking investment advice should consult with their Advisor.

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